Pricing That Pays You Back

Every paid plan includes a monthly AI credit allowance equal to the plan price — Sailor at $7.99/mo includes $7.99 of AI credit each month. Everything you do with AI (chat, image and video generation, web search) spends from that credit at Privateer's per-model rates, so lighter models stretch your allowance further. The allowance refills to its full amount at each renewal.

Monthly allowance credit doesn't roll over — it resets to the full amount at each renewal. Top-up credit is different: it never expires, rolls over indefinitely, and is only spent after your monthly allowance runs out.

You can top up any time — $5, $10, $20, or $50 — right from the app, no subscription required. Top-up credit never expires. If you keep running out, upgrading a tier gives you a bigger monthly allowance plus more usage headroom.

Annual plans cost 10× the monthly price instead of 12× — effectively 2 months free, about 17% off. Sailor is $79.99/yr instead of $95.88, Navigator $159.99 instead of $191.88, Captain $319.99 instead of $383.88, and Admiral $799.99 instead of $959.76.

Every plan has access to the full catalog of 100+ AI models for chat, image generation, and video generation. Higher tiers don't gate models; they give you a larger monthly credit allowance, more usage headroom, and higher structural limits like storage and daily caps.

Yes. The free Deckhand plan includes starter credit, 25 messages a day, image generation and web search, charts, projects & memory, CLI & API access, and a 50 MB encrypted vault — no card required. You can also try the app instantly as a guest, no account at all. And if you'd rather not subscribe, a one-time top-up unlocks paid-tier features while the balance lasts: $5+ for Sailor-level, $10+ for Navigator-level, $30+ for Captain-level.

Until 30 September 2026, GPT-5.6 Luna runs free on Navigator and above — Luna turns don’t draw down your credit. It applies to active Navigator, Captain and Enterprise subscriptions, in the app and the Privateer CLI (not the developer API). It's a subscriber perk: holding top-up credit doesn't qualify on its own. Only GPT-5.6 Luna is included, not Luna Pro. If usage passes a daily ceiling — your own or the promo's overall — Luna returns to normal metered billing for the rest of that day — your chats keep working either way.

Subscribe by card on the web, or through Google Play billing in the Android app. Cancel anytime — you keep your plan and allowance until the end of the period you've paid for.

No — privacy isn't a paid feature. Every plan gets the same encryption: your messages, images, and titles are encrypted on your device before they're stored, and the server keeps ciphertext only. Tiers change your credit allowance and limits, never your privacy.