Pricing That Pays You Back

Every paid plan includes a monthly AI credit allowance equal to the plan price — Sailor at $7.99/mo includes $7.99 of AI credit each month. Everything you do with AI (chat, image and video generation, web search, deep research) spends from that credit at Privateer's per-model rates, so lighter models stretch your allowance further. The allowance refills to its full amount at each renewal.

Monthly allowance credit doesn't roll over — it resets to the full amount at each renewal. Top-up credit is different: it never expires, rolls over indefinitely, and is only spent after your monthly allowance runs out.

You can top up any time — $5, $10, $20, or $50 — right from the app, no subscription required. Top-up credit never expires. If you keep running out, upgrading a tier gives you a bigger monthly allowance plus more usage headroom.

Annual plans cost 10× the monthly price instead of 12× — effectively 2 months free, about 17% off. Sailor is $79.99/yr instead of $95.88, Navigator $159.99 instead of $191.88, Captain $319.99 instead of $383.88, and Admiral $799.99 instead of $959.76.

Yes. The Deckhand plan is free forever: it includes starter credit to try things out, access to the full model catalog, up to 25 messages a day, and the same end-to-end encryption as every paid plan. You can also top up credit on the free plan without ever subscribing.

Every plan — including the free one — has access to the full catalog of 100+ AI models for chat, image generation, and video generation. Higher tiers don't gate models; they give you a larger monthly credit allowance, more usage headroom, and higher structural limits like storage, projects, and concurrent jobs.

Subscribe by card on the web, or through Google Play or App Store billing in the mobile apps. Cancel anytime — you keep your plan and allowance until the end of the period you've paid for.

No — privacy isn't a paid feature. Every plan gets the same end-to-end encryption: your messages, images, and titles are encrypted on your device before they're stored, and the server keeps ciphertext only. Tiers change your credit allowance and limits, never your privacy.